Services and Products
v
Share (savings) Accounts
Ø With VISA® Check Card
Ø
Overdraft Protection Plan from Share Account
Ø
Overdraft Protection Plan from Pre-approved Line of Credit
v
Christmas Clubs (pay-out October)
v
Anytime/Vacation Clubs
v
Share Certificate of Deposit Accounts
¨
6 Month
Term
¨
12 Month Term
¨
24 Month Term
v
Kids Club featuring Roger Raccoon
v
Instant Member Program, newborns and/or newly adopted
children
v
LOANS
·
Home Equity
·
New Automobile
·
Used Automobile
·
RV/Boat/Motorcycle
·
Signature (Personal)
§
Co-Borrower, Joint Owner
·
Share Secured
v
Automated Clearing House Participation (ACH, Electronic
Payments and Deposits)
v
Money Orders
v
Wire Transfers
v
Notary Public Services
v
United States Savings Bonds
v
Discounted Insurance Programs (For Auto, Home,
etc.)
CASH
MANAGEMENT SERVICES
q
Payroll Deduction and/or Direct Deposit
q
For convenient savings and/or credit repayment
q
From Rogers Corporation Employees
q
From Other Employee Groups/Government Deposits, etc.
q
ATM Service
q
Members may access their accounts through NYCE, CIRRUS
machines and Point of Sale is accepted, Coast-to-Coast, 24 hours a day
q
Can obtain balance inquires, cash withdrawals, point of
sale purchases, transfers
q
VISA® Check Card Service
q
Members can use the VISA® Check Card wherever VISA® is
accepted as a credit transaction - purchase amount is automatically
deducted from your checking account.
q
Can also be used to obtain cash withdrawals,balance
inquiries, point of
sale purchases,and transfers at any NYCE or CIRRUS Network machine.
q
Flexible/Timely Credit Options
q
Because members borrow for virtually every reason, REFCU
considers loans for virtually every reason. (excludes primary mortgages)
q
Loan Officers available on site
q
Same day consideration and pre-approved credit