
Exciting
News
Notes of Interest
Rogers Employees Federal Credit Union - Quarterly Newsletter
Vol. 20 Issue 75 3rd Quarter 2008
Click one of the links below to
quickly go to that topic in the Newsletter:
Consolidation Loans 
Membership Drive Winner  
REFCU has great rates on Home Equity Loans!
June is 7% Personal Loan Month
Thank You for your generousity !
Have access to your account anytime
through
Telephone Banking
Rogers Employees Federal Credit Union is pleased to announce the introduction of 24 Hour Telephone Banking.
Whether you are at home, at the office, or even on vacation, you can now access your REFCU account from the nearest touch-tone telephone.
You can obtain account balances, confirm deposits credited, transfer funds between accounts, plus a whole lot more!
To sign up for this convenient service, please call the credit union at (860) 779-5528 to have an application mailed to you or stop by the credit union office to complete one today!
Consolidation Loans
Now is a great time to consolidate your bills with a 7% personal loan from the credit union.
Rogers Employees Federal Credit Union (860)-779-5559.
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Membership Drive Winner
Congratulations to Millie LaBoy, winner of our May membership drive for bringing in the most members. Thank you to all other members who encouraged new members to sign up.
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ROGERS EMPLOYEES FEDERAL CREDIT UNION
has GREAT RATES IN 2008
on
HOME EQUITY LOANS!
Home Equity Loans(75% Loan To Value)
5 YEAR TERM FIXED-5.50%
10 YEAR TERM FIXED-6.00%
15 YEAR TERM FIXED-7.00%
Homebound Loan (76%- 90% Loan To Value)
up to 15 years-8.50%

Loan Limit to one borrower- Minimum-$7,500-Maximum-$75,000.
-Normal Guidelines Apply-
**Payoff within 2 years will result in closing costs to be recovered from member
The Credit Union will be closed on the following dates:
At Noon - For Month End Processing
| Monday |
June 30, 2008 |
|
| Thursday |
July 31, 2008 |
| Friday |
August 29, 2008 |
All Day
| Friday |
July 4, 2008 |
Independence Day |
| Monday |
September 1, 2008 |
Labor Day |
Welcome Instant Members!
REFCU is pleased to announce the addition of one new Instant Members since our last issue of Notes of Interest.
TESSA ROSE SPEIGHT arrived on April 27, 2008. to proud parents Christine and Michael Speight. She weighed 6 lbs. 10oz and was 19 inches at birth.
Deborah and Alex Olearos are the proud maternal grandparents.
Alex is a Millwright/Carpenter in the maintenance department in Rogers, Ct.
Congratulations and Best Wishes to the parents, grandparents and family members and welcome to our newest member!
Congratulations to the parents, grandparents and family members and welcome to our newest Kids Club members!
Borrow up to $7500 single borrower, $15,000 jointly for 12 months at 7%.
Thank You…
REFCU would like to extend a sincere thank you to all our members who donated to the Adopt-A-Bear program. Your donation will help a child in a difficult situation , feel more comfortable
The Staff, Board of Directors and committee members of Rogers Employees Federal Credit Union would like to Thank all who made donations to the American Cancer Society through the daffodil program. It is a wonderful way to give to a worthy cause and bring a little Spring into our lives!
REFCU's Financial Privacy Policy
Rogers Employees Federal Credit Union is committed to providing financial products and services that will enable the member to meet their financial needs and reach their goals. Protecting personal information and using it in a manner consistent with their expectations is a high priority for everyone associated with this credit union.
The following has been approved by the Board of Directors of ROGERS EFCU and addresses the membership:
As a member of this credit union, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy…
This credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services – no more. We collect information from the following sources, membership applications, loan applications, consumer reporting agencies, employers, other financial institutions.
This credit union will protect your personal information. This credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security control techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
You will always have access to your information. As a member of this credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.
This credit union will only share information when absolutely necessary. We will only share information with third parties to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services. We share information with the following sources that are financial service providers, such as those that provide mortgage, securities, cards and insurance services. Non-financial companies, such as consumer credit counseling, attorneys, State of Connecticut and Internal Revenue Service.
This credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members’ economic well-being. Under no circumstances will we authorize these firms to charge you account without your express consent, and we will not sell member information to telemarketing firms.
On our Web site we value your interest in learning more about our products and services and we
Are committed to protecting the personal privacy of the visitors to our Web site. It is our policy to limit the collection and storage of personal information necessary for us to administer our business, provide you with quality service and offer your opportunities we think might be of interest.
If your account is terminated or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.
Our credit union will offer you a choice in how your information is used. Any member of our credit union may elect to keep their information from being shared with our business partners. We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of their right to choose.
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