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Rogers Employees Federal Credit Union (860)-779-5559.

CELEBRATE YOUR CREDIT UNION OWNERSHIP THIS OCTOBER!

Do you know who owns Rogers Employees Federal Credit Union? You do! And that is just one of the many things that make credit unions unique and one of the membership benefits we’ll recognize on October 16th when we celebrate International Credit Union Day!

Credit unions are not-for-profit, democratically controlled, volunteer-run, member-owned cooperatives. They exist to serve their members. Unlike most other financial institutions, credit unions do not issue stock or pay dividends to outside stockholders. Instead, earnings are returned to members in the form of lower loan rates, higher interest on deposits and lower fees.

Because they are unique in both structure and purpose, credit unions provide a viable alternative to for-profit financial institutions for more than 177 million members in 96 countries. At Rogers Employees Federal Credit Union, we take pride in our heritage as a cooperative financial service provider and our connection to the 49,000 credit unions worldwide. On October 16th, we’ll join with credit unions and their members around the world to celebrate International Credit Union Day in recognition of the benefits those institutions bring to their members.

At credit unions, every customer is both a member and an owner. This year’s International Credit Union Day theme-It Belongs To Me– celebrates the economic democracy and equal ownership rights of each credit union member, regardless of how much money that member may have in savings. Please join us on October 16th as we honor our most valuable asset: Our members. You are the reason Rogers Employees Federal Credit Union exists.

ROGERS EMPLOYEES FEDERAL CREDIT UNION

Loan Limit to one borrower-  Minimum-$7,500-Maximum-$75,000.

-Normal Guidelines Apply-

**Payoff within 2 years will result in closing costs to be recovered from member

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Mark Your Calendars

The Credit Union will be closed on the following dates:

At Noon - For Month End Processing

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REFCU will again be collecting non-perishable food items, in the months of November & December for the Friends of Assisi food pantry. Any donation would be greatly appreciated.

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Rogers Employees Federal Credit Union is committed to providing financial products and services that will enable the member to meet their financial needs and reach their goals. Protecting personal information and using it in a manner consistent with their expectations is a high priority for everyone associated with this credit union.

The following has been approved by the Board of Directors of ROGERS EFCU and addresses the membership:

As a member of this credit union, you also have a responsibility to safeguard your financial information. To ensure that you can rely upon the quality of products and services we make available, our credit union stands behind the following privacy policy…

This credit union will collect only the personal information that is necessary to conduct our business. That means just what is necessary to provide competitive financial products and services – no more. We collect information from the following sources, membership applications, loan applications, consumer reporting agencies, employers, other financial institutions.

This credit union will protect your personal information. This credit union will maintain strong security controls to ensure that member information in our files and computers is protected. Where appropriate, we will use security control techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.

You will always have access to your information. As a member of this credit union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

This credit union will only share information when absolutely necessary. We will only share information with third parties to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services. We share information with the following sources that are financial service providers, such as those that provide mortgage, securities, cards and insurance services. Non-financial companies, such as consumer credit counseling, attorneys, State of Connecticut and Internal Revenue Service.

This credit union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our members’ economic well-being. Under no circumstances will we authorize these firms to charge you account without your express consent, and we will not sell member information to telemarketing firms.

On our Web site we value your interest in learning more about our products and services and we

Are committed to protecting the personal privacy of the visitors to our Web site. It is our policy to limit the collection and storage of personal information necessary for us to administer our business, provide you with quality service and offer your opportunities we think might be of interest.

If your account is terminated or become an inactive member, we will adhere to the privacy policies and practices as described in this notice.

Our credit union will offer you a choice in how your information is used. Any member of our credit union may elect to keep their information from being shared with our business partners. We will inform you on how to exercise your choice, and we will take all reasonable steps to make sure your requests are followed. At least once a year, we will remind all members of their right to choose.

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