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Types of Loans
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SHARE SECURED |
|
| Up to 60
mos.
3.0% above the dividend rate at the time of the Shares or Share
Certificate used to secure the loan.
MINIMUM RATE, 6% APR
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|
NEW VEHICLES***** |
|
| 2008 & 2007 NEW, never
registered, under full warranty. |
| 24 mos. |
5.99% |
TITLE SECURED |
| 36 mos. |
6.25% |
100% Cost of Vehicle Financing |
| 48 mos. |
6.75% |
(excl. taxes & registration) |
| 60 mos.* |
7.00% |
*Available for amounts over
$10,000.00 |
| 72 mos.* |
10.00% |
*Available for amounts over
$25,000.00 |
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USED VEHICLES*****
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| 2007 Used & Older.
Finance amounts over $2,500.00 |
| 24 mos. |
5.99% |
TITLE SECURED |
| 36 mos. |
6.25% |
100% Financing up to 7 years old |
| 48 mos. |
6.75% |
(excl. taxes & registration) |
| 60 mos.* |
7.00% |
*Available for amounts over
$10,000.00 |
| 72 mos.* |
10.00% |
*Available for amounts over
$25,000.00 |
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*****REFCU will match any reasonable rate offered by another
financial institution or dealership. (minimum 6%)
R.V./BOATS
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|
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Proof of insurance must be submitted
prior to check disbursement. 80%financing based on NADA book value,
Registration and UCC-1 fees will be borne by the borrower. |
| 36 mos. |
11.9% |
Up to $4,999.00 |
| 48 mos. |
11.9% |
Up to $9,999.00 |
| 60 mos. |
11.9% |
Up to $30,000.00 |
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SIGNATURE LOANS |
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| Cosigner, Joint, Unsecured |
| 60 mos. |
12.0% |
Up to $7,500.00/member |
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FIXED HOME EQUITY
Some closing costs may
apply
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| 5 yrs. @ 5.50% |
10 yrs. @ 6.00% |
15 yrs. @ 7.00% |
LTV less than 75% |
| 5 yrs. @ 8.50% |
10 yrs. @ 8.50% |
15 yrs. @ 8.50% |
LTV 76%-90% |
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Loan Application
Loan Calculator
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